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- Benjamin Franklin -
New Rules…New Features
🚨 New Rules, New Features! -October 2024🚨 The Canadian Government announced…
New Mobile App Release – April 2023
New App Release April 2023 – Introducing the New Required Income…
New Mobile App Release – February 2023
New App Release February 2023 – Our first release of 2023…
Looking at the Possible New Mortgage Rules on the Way
Looking at the Possible New Mortgage Rules on the Way Canada’s…
Borrowing Money from Your Home: Mortgage vs. HELOC
Borrowing Money from Your Home: Mortgage vs. HELOC Do you want…
Real Estate Predictions for 2023
Real Estate Predictions for 2023 With a new year, it’s always…
The Top Real Estate Stories of 2022
The Top Real Estate Stories of 2022 2022 was quite an…
The Mortgage Stress Test with the Canadian Mortgage App
The Mortgage Stress Test with the Canadian Mortgage App Canada’s banking…
Property Taxes with the Canadian Mortgage App
Property Taxes with the Canadian Mortgage App Nobody enjoys paying taxes,…
Calculate Non-Resident Speculation Tax
Calculate Non-Resident Speculation Tax with the Canadian Mortgage App In this…
Closing Costs with the Canadian Mortgage App
Closing Costs with the Canadian Mortgage App Are you looking to…
Mortgage Pre-Approval Rate Hold with the Canadian Mortgage App
Mortgage Pre-Approval Rate Hold with the Canadian Mortgage App Are you…
Payment Frequencies with the Canadian Mortgage App
Payment Frequencies with the Canadian Mortgage App Are you looking for…
Amortization Schedule with the Canadian Mortgage App
Amortization Schedule with the Canadian Mortgage App Do you understand the…
Comparing Mortgage Options with the Canadian Mortgage App
Comparing Mortgage Options with the Canadian Mortgage App Are you considering…
How much do you “actually” save when you pay your Mortgage sooner?
How much do you “actually” save when you pay your Mortgage…
Higher Home Purchase Price with Self-Employed Income
Higher Home Purchase Price with Self-Employed Income Are you self-employed and…
Higher Home Purchase Price with Net Worth Programs
Higher Home Purchase Price with Net Worth Programs Are you someone…
Higher Home Purchase Price with Non-Subject Properties
Non-Subject Properties: Qualifying for a Higher Home Purchase Price Are you…
Property Taxes: Qualifying for a Higher Home Purchase Price
Property Taxes: Qualifying for a Higher Home Purchase Price You’d think…
Buying a Rental Property When Living at Home: Qualifying for a Higher Home Purchase Price
Buying a Rental Property When Living at Home: Qualifying for a…
Higher Home Purchase Price with Student Debt
Life with Student Debt: Qualifying for a Higher Home Purchase Price…
Higher Home Purchase Price without the Mortgage Stress Test
No Mortgage Stress Test: Qualifying for a Higher Home Purchase Price…
Higher Home Purchase Price with Rental Income
Rental Income: Qualifying for a Higher Home Purchase Price Are you…
Higher Home Purchase Price by Extending Your Mortgage Amortization
Extending Your Mortgage Amortization: Qualifying for a Higher Home Purchase Price…
Higher Home Purchase Price by Reducing Your Debts
Reducing Your Debts: Qualifying for a Higher Home Purchase Price In…
Higher Home Purchase Price with Extended Debt Ratios
Debt Ratios: Qualifying for a Higher Home Purchase Price This will…
Mortgage Rates are Rising: How It May Impact You
Mortgage Rates are Rising: How It May Impact You Variable mortgage…
Rates have increased again. What to do?
Rates have increased again. What do you do? Mortgage rates have…
What is the Trigger Rate?
What is the Trigger Rate and Why Does it Matter? In…
How Do I Correct a Mistake on My Credit Report?
How Do I Correct a Mistake on My Credit Report? Do…
Other Factors to Consider Besides Just the Rate
Other Factors Besides Just the Rate When it comes to mortgages,…
How to Qualify for a Mortgage When You’re Newly Self-Employed
How to Qualify for a Mortgage When You’re Newly Self-Employed A…
Is Credit Monitoring and Identity Protection Worth It?
Is Credit Monitoring and Identity Protection Worth It? Are you considering…
Getting a Mortgage After a Bankruptcy or Consumer Proposal
Getting a Mortgage After a Bankruptcy or Consumer Proposal Getting a…
Understanding the Different Types of Credit
Understanding the Different Types of Credit We all know credit cards,…
The Flex Down Payment Mortgage: Buying a Home with No Money Down in Canada
The Flex Down Payment Mortgage: Buying a Home with No Money…
Renting Your Property to a Family Member: Should You Do It?
Renting Your Property to a Family Member: Should You Do It?…
Soft vs. Hard Credit Inquiry: What’s the Difference?
Soft vs. Hard Credit Inquiry: What’s the Difference? There are two…
Gifted Down Payment: The Bank of Mom and Dad
Gifted Down Payment: The Bank of Mom and Dad In this…
Everything You Wanted to Know About Credit Reports
Everything You Wanted to Know About Credit Reports Credit reports were…
Raw Land Mortgage Financing
Everything you Wanted to Know About Raw Land Mortgage Financing Are…
How to Protect Yourself from Identity Theft
How to Protect Yourself from Identity Theft Each year thousands of…
How to Get a Mortgage When you’re Self-Employed
How to Get a Mortgage When you’re Self-Employed There’s a misconceptions…
Cryptocurrency and Real Estate: Buying and Selling a Home in Crypto
Cryptocurrency and Real Estate: Buying and Selling a Home in Crypto…
Buying a Second Home
Buying a Second Home Are you considering buying a second home?…
How to Transfer Your Mortgage
How to Transfer Your Mortgage This article will look at why…
What will be the Impact on the Real Estate Industry if Mortgage Rates Rise?
What will be the Impact on the Real Estate Industry if…
What is the Deposit?
What is the Deposit? In this article, we’ll look at what…
Maternity/Paternity Leave and Mortgage Financing
Maternity/Paternity Leave and Mortgage Financing Are you planning to buy a…
What is a Mortgage Interest Adjustment?
What is a Mortgage Interest Adjustment? This article will look at…
Common Credit Score Mistakes and How to Avoid Them
Common Credit Score Mistakes and How to Avoid Them Every day…
What are the Different Types of Insurances for Homeowners?
What are the Different Types of Insurances for Homeowners? Here are…
Why the Mortgage Stress Test Could Still Affect you in 2022
Why the Mortgage Stress Test Could Still Affect you in 2022…
What is an Alternative Lender and Why Might I Need One?
What is an Alternative Lender and Why Might I Need One?…
What is Your Down Payment and Why Does It Matter?
What is Your Down Payment and Why Does It Matter? Are…
What are the Most Common Closing Costs?
What are the Most Common Closing Costs? Don’t forget about closing…
Can We Expect Mortgage Rates to Rise in 2022?
Can We Expect Mortgage Rates to Rise in 2022? Are you…
What to Expect from the Coming Immigration on the Real Estate Market
What to Expect from the Coming Immigration on the Real Estate…
What is a Private Lender and Why Might I Need One?
What is a Private Lender and Why Might I Need One?…
How Much Can I Afford? Mortgage Debt Ratios
How Much Can I Afford? Mortgage Debt Ratios Are you ready…
Everything You Wanted to Know About Cashback Mortgages
Everything You Wanted to Know About Cashback Mortgages Are you considering…
Even More Common Mortgage Questions Answered
Even More, Common Mortgage Questions Answered In our third instalment of…
3 More Common Mortgage Questions Answered
3 More Common Mortgage Questions Answered Last week we went over…
3 Common Mortgage Questions Answered
3 Common Mortgage Questions Answered When it comes to mortgages, sadly,…
What is Rent to Own?
What is Rent to Own? You may have heard of the…
3 Red Flags to Watch Out for When Buying a Home
3 Red Flags to Watch Out for When Buying a Home…
What’s Causing the Real Estate Market Slowdown?
What’s Causing the Real Estate Market Slowdown? The Canadian real estate…
The Different Types of Lenders – Banks vs. Credit Unions vs. Monolines
The Different Types of Lenders – Banks vs. Credit Unions vs.…
How can I Afford a Higher Home Purchase Price?
How can I afford a higher Purchase Price? Are you hoping…
Buying a Family Cottage
Buying a Family Cottage Are you considering buying a cottage? You’re…
4 Common First-Time Homebuyer Mistakes to Avoid
4 Common First-Time Homebuyer Mistakes to Avoid Are you a first-time…
How to Improve and Keep a Good Credit Score
How to Improve and Keep a Good Credit Score Are you…
Why You Should Get a Home Inspection
Why You Should Get a Home Inspection When you see a…
How to Save Money on Home Insurance
How to Save Money on Home Insurance Is your home insurance…
Variable Rate vs. Adjustable Rate Mortgages
Variable Rate vs. Adjustable Rate Mortgages When considering mortgage options, the…
Mortgages and Divorce
Mortgages and Divorce Are you recently separated or divorced, or are…
How are Mortgages Priced?
How are Mortgages Priced? Have you ever taken out a mortgage…
Home Inspection vs. Appraisal
Home Inspection vs. Appraisal Do you know the difference between a…
Pre-Qualified vs. Pre-Approved vs. Approved
Pre-Qualified vs. Pre-Approved vs. Approved If you’re considering buying a home,…
Qualifying for a Rental Property with Rental Income
Qualifying for a Rental Property with Rental Income Are you considering…
Mortgage Prepayment Privileges: Paying Down Your Mortgage Sooner
Mortgage Prepayment Privileges: Paying Down Your Mortgage Sooner Are you looking…
How Mortgage Penalties Work
How Mortgage Penalties Work When shopping for a mortgage, many of…
25 Year vs. 30 Year Amortization: Which Should I go with?
25 Year vs. 30 Year Amortization: Which Should I go with?…
What is the difference? Open & Closed Mortgage
The difference between an Open and Closed Mortgage When you’re signing…
New Mortgage Stress Test on the Way
New Uninsured Mortgage Stress Test Likely on the Way Canada’s top…
Reason #1 to Refinance: Consolidate Debt
Reason #1 to Refinance: Consolidate Debt In last week’s blog post…
Reason #2 to Refinance: Lower My Payments
Reason #2 to Refinance: Lower My Payments In last week’s blog…
Reason #3 to Refinance: Pull Out Equity
Reason #3 to Refinance: Pull Out Equity Do you want to…
Reason #4 to Refinance: Saving on Interest
Reason #4 to Refinance: Saving on Interest Did you sign up…
Why Might You Refinance Your Mortgage?
Why you might Refinance your Mortgage You may have heard of…
Everything You Wanted to Know About Collateral Mortgages
Everything You Wanted to Know About Collateral Mortgages You may have…
Build More Relationships with Realtors in 2021 with PRO Plus
Build More Relationships with Realtors in 2021 with PRO Plus Are…
Everything You Wanted to Know About Mortgage Default Insurance
Everything You Wanted to Know About Mortgage Default Insurance If you’re…
Home Exit Strategies
Home Exit Strategies Are you considering exiting the real estate market?…
Should You Get a Co-Signer On Your Mortgage?
Should You Get a Co-Signer On Your Mortgage? Are you looking…
How to Save Money Changing Your Payment Frequency
How to Save Money Changing Your Payment Frequency There’s a misconception…
What is a Reverse Mortgage?
Canadian Reverse Mortgages If you’re a senior who’s short on cash…
Which Mortgage Lender is the Best?
Which Mortgage Lender is the Best? One of the most important…
How Lenders Price Mortgages
How Lenders Price Mortgages Have you ever wondered why your friend…
3 Simple Ways to Pay your Mortgage Sooner
3 Simple Ways to Pay your Mortgage Sooner Do you dream…
Shopping for a Mortgage
Top 5 important things when Shopping for a Mortgage One of…
Mortgage Term vs Amortization
Mortgage Term vs Amortization When you’re applying for a mortgage, it’s…
Fixed vs Variable Mortgages
Fixed vs. Variable Rates A decision a lot of homebuyers and…
How Mortgage Penalties are Calculated
How Mortgage Penalties are Calculated When you’re shopping for a mortgage,…
What makes a Mortgage Broker Successful
What makes a Mortgage Broker Successful Success in the Mortgage Industry…
Compounding in Mortgages
How Mortgage Compound Interest Works Do you find compound interest complicated?…
What is the Mortgage Stress Test?
Canadian Mortgage Stress Test When we plan our future, we prepare…
Stress Test Rate Falls to 4.79%
Stress Test Rate Falls to 4.79% On August 12th, 2020, The…
How to Buy a Home Virtually
How to Buy a Home “Virtually” For the past few months,…
CMHC New Mortgage Underwriting Policies
CMHC New Mortgage Underwriting Policies Effective July 01, 2020 CMHC (Canada…
Home Buying Process During COVID19
Home Buying Process During COVID19 The past few months have been…
Impact of Remote Working in Real Estate
Impact of Remote Working in Real Estate We are living through…
2020 Quebec Land Transfer Tax
2020 Québec Land Transfer Tax What is a Land Transfer Tax? …
Taxe de Bienvenue du Quebec 2020
Taxe de Bienvenue du Québec 2020 Qu’est-ce qu’un droits de mutation?…
How to Manage Your Mortgage During a Crisis
How to Manage Your Mortgage During a Crisis The year 2020…
Your 2020 Homeownership Resolution
Your 2020 Homeownership Resolution A new year is a time to…
Banks VS Mortgage Brokers
Your 2020 Homeownership Resolution There are different ways to get a…
Incentive for First-Time Homebuyers
Incentive Program for First-Time Homebuyers As a first-time homebuyer, the chance…
Breaking Down Pre-Qualification
Breaking Down Pre-Qualification Pre-Qualification The excitement that comes with shopping for…
Your Data & How it’s Analyzed
Your Data & How it’s Analyzed Each property type requires different…
What are my Closings Costs
What are my Closing Costs The process from prospective buyer to…
How to Calculate Your Actual Monthly Cost
How to Calculate your Actual Monthly Cost One of the big…
Collateral, Convertibles and Cash back
Collateral, Convertibles and Cash back If you didn’t already guess, they…
Tips for More Living Space
Tips for More Living Space When looking for a new residence,…
Need More Options when it Comes to your Mortgage?
Need More Options When it Comes to Your Mortgage? It is…
How to Promote your App
How to Promote Your App Some professionals have asked, “what is the…
Securing a Mortgage as Self-Employed will get Easier
Securing a Mortgage as Self-Employed will get Easier Being self-employed comes…
2 Easy ways to pay off your mortgage early
2 Easy ways to pay off your Mortgage Early A simple…
Top 3 Advantages of CMA PRO
Top 3 Advantages of CMA PRO CMA PRO is an extremely…
Canadian Mortgage App to the Rescue
Canadian Mortgage App to the Rescue Mortgage transactions have always been…
CMA PRO’s partners with local expert
CMA PRO’s partners with local expert The number of partners in…
CMA Client Analytics Report
CMA Client Analytics Report The number of clients in the analytics…
CMA Download Report
CMA Download Report The number of downloads represents the number of…
The Canadian Mortgage App: Simplifying The Home Buying Process
The Canadian Mortgage App: Simplifying The Home Buying Process The Canadian mortgage…
Mobile Innovation Changing The Game For Brokers
Mobile Innovation Changing The Game For Brokers The Canadian Mortgage App’s…
Recognizing Success In Canada’s Mortgage App Market
Recognizing Success In Canada’s Mortgage App Market After three years of…
Brokers Get Access To PRO APP Add-On
PRO App for Brokes Building an app is not cheap. In…
Why You Need To Embrace Technology
Why You Need To Embrace Technology Millennials expect to be able…
Sell Your Next Mortgage… On Your Phone
Sell Your Next Mortgage… On Your Phone When Ben Salami was…
Canadian Mortgage Awards 2016!
Canadian Mortgage Awards 2016 The Canadian Mortgage App team was extremely…
Advertise As A Mortgage Local Expert
Advertise as a Local Expert New Local Experts We know you…
Extra Payment Analyzer
Extra Payment Analyzer Can you pay off your mortgage sooner? Over…
GDS / TDS Ratios
GDS / TDS Ratios How does it work… Previously, we told…
Calculate your Affordability
Calculate your Affordability …. with Credibility Buying a home is…
Closing Costs
Closing Costs Now available on CMA We all know that the…
We Did It For BlackBerry
We Did it For BlackBerry We know Blackberry users love their keyboards 🙂…
The 2015 Canadian Mortgage Awards
2015 Canadian Mortgage App Awards The 2015 CMAs took place in…
Amazing Milestone!
Amazing Milestone! We couldn’t have done it without you! Thank you…