PreQual PRO
Simplify the Complex. Win with Confidence.
A Smarter, More Powerful Pre-Qualification Engine
PreQ PRO is not just a calculator. It is a live underwriting simulation tool built to help you structure stronger deals, increase purchase power, and move clients forward with confidence.
More Streamlined. More Intelligent.
A pre-qualification experience built for speed and precision.
PreQ PRO now collects deeper data with smarter, more detailed questions so your numbers reflect real underwriting logic.
Better flow. Better data. Better results.
Factor in Closing Costs
Real purchase power includes real costs.
PreQ PRO estimates closing costs automatically and lets you toggle them on or off instantly.
The system automatically optimizes a client’s savings between down payment and closing costs to maximize buying power.
No guesswork. No manual math.
Enforce insurability, GDS / TDS, LTV and the Qualifying Rate to reflect real-world conversations.
Disable all estimates and customize property taxes, condo fees, heating costs, and more to match a listing.
Advanced Debt Pay-Off Simulation
See how strategic debt reduction unlocks buying power.
Add unlimited debt items and simulate liabilities as paid. Instantly see how structured debt reduction increases qualification.
This is where broker value becomes visible.
Customize Rental Income Rules
Structure investment files with precision.
Adjust rental income offsets, subject property rules, and custom add-back calculations. Reflect lender-specific treatment and build accurate projections for multi-unit and investment scenarios.
Built for complex files.
Lender Rental Sheet Analysis
Compare more than 20 lender rental worksheets automatically.
PreQ PRO analyzes shortfalls and surpluses across lender rental sheets and calculates purchase power for each one. Save hours of work and reduce human error.
Underwriting intelligence at your fingertips.
Multi-Scenario Structuring
Compare strategies. Save options. Close smarter.
Create and save multiple scenarios under different client names. Compare strategies and illustrate structured pathways to approval.
Professional planning made simple.
Live Link Reports
Send faster. Update anytime.
Create a Pre-Qualification scenario and send a live link to your client in seconds. No more static PDFs. No more re-sending updated files.
- One-tap report generation
- Live, updateable reports
- Replace static Pre-Qualification Certificates
Update the numbers even after it’s sent. Your client always sees the most current version.
Check out a sample report here.
PREQ PRO in 5 Min
How one can increase purchase power by $400,000 in 5 min using
Exclude Expenses from TDS
Simply turn on a switch an exclude home expenses from the total debt service ratio.
Customize Rates
Set your rate and let the app figure out the MQR while comparing insurability rules.
Enforce LTV
Set a specific LTV and let the app figure out the required DP, purchase price, mortgage and insurance.
Analysis Breakdown
Shows the break down on how all the numbers are calculates similar to filogix