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PreQual PRO

Simplify the Complex. Win with Confidence.

A Smarter, More Powerful Pre-Qualification Engine

PreQ PRO is not just a calculator. It is a live underwriting simulation tool built to help you structure stronger deals, increase purchase power, and move clients forward with confidence.

More Streamlined. More Intelligent.

A pre-qualification experience built for speed and precision.

PreQ PRO now collects deeper data with smarter, more detailed questions so your numbers reflect real underwriting logic. 

Better flow. Better data. Better results.

Factor in Closing Costs

Real purchase power includes real costs.

PreQ PRO estimates closing costs automatically and lets you toggle them on or off instantly. 

The system automatically optimizes a client’s savings between down payment and closing costs to maximize buying power.

No guesswork. No manual math.

Work With Live Deals

Take full control of underwriting assumptions.

Enforce insurability, GDS / TDS, LTV and the Qualifying Rate to reflect real-world conversations.

Disable all estimates and customize property taxes, condo fees, heating costs, and more to match a listing.

Advanced Debt Pay-Off Simulation

See how strategic debt reduction unlocks buying power.

Add unlimited debt items and simulate liabilities as paid. Instantly see how structured debt reduction increases qualification.

This is where broker value becomes visible.

Demonstrate the value of working with a strategic broker

Customize Rental Income Rules

Structure investment files with precision.

Adjust rental income offsets, subject property rules, and custom add-back calculations. Reflect lender-specific treatment and build accurate projections for multi-unit and investment scenarios.

Built for complex files.

Lender Rental Sheet Analysis

Compare more than 20 lender rental worksheets automatically.

PreQ PRO analyzes shortfalls and surpluses across lender rental sheets and calculates purchase power for each one. Save hours of work and reduce human error.

Underwriting intelligence at your fingertips.

Uncover more purchase power than your competitors

Multi-Scenario Structuring

Compare strategies. Save options. Close smarter.

Create and save multiple scenarios under different client names. Compare strategies and illustrate structured pathways to approval.

Professional planning made simple.

Live Link Reports

Send faster. Update anytime.

Create a Pre-Qualification scenario and send a live link to your client in seconds. No more static PDFs. No more re-sending updated files.

  • One-tap report generation
  • Live, updateable reports
  • Replace static Pre-Qualification Certificates

Update the numbers even after it’s sent. Your client always sees the most current version.

Check out a sample report here.

Win referral business with live, updateable reports

PREQ PRO in 5 Min

How one can increase purchase power by $400,000 in 5 min using

Master PreQ PRO with Short Video Tutorials

Complete YouTube Playlists here

Exclude Expenses from TDS

Simply turn on a switch an exclude home expenses from the total debt service ratio.

Customize Rates

Set your rate and let the app figure out the MQR while comparing insurability rules.

Enforce LTV

Set a specific LTV and let the app figure out the required DP, purchase price, mortgage and insurance.

Analysis Breakdown

Shows the break down on how all the numbers are calculates similar to filogix

What PROs are saying

Tons of positive feedback
Cody Rowe
I’m getting tons of positive feedback – not to mention new clients – by getting this app in the hands of my referral partners.
Very helpful!
TanyaBangay
As a Realtor, I frequently use this app as a quick reference to give my clients an idea of what expenses will be.
Best mortgage app!!
dremanage416
I use this app at least one a day. Text it to my clients to pre-fill the applications makes my life easier.
Great App
Bosley Jos ,
I'm a réaltor in downtown Toronto and I make my clients download this app. It allows us to compare costs of various properties easily and accurately. Keep up the good work!
Favourite App for business
cvwmwaw
As a real estate Broker this App is amazing for my clients. It helps them play around with different purchase price scenarios, calculate closing costs & down payments etc....it also helps me run quick numbers for investor clients on the spot. The Pro is worth it all day long! The support staff is great and very responsive.
I love this app!!
jhiggelke
I have been a mortgage broker for 12 years and this is the best mortgage calculator app that I have ever used. I am very excited to share it with both my clients and referral sources! Thank you!!
Awesome app.
Hoben2011
I cannot live without this app. Immensely useful for qualifying buyers on the spot and show my expertise
Best Apps for rental property in Canada
lildavesflava
How was it even possible to be an investor before this one came out. Best app ever made. Take in consideration all the subtlety of the Canadian market
Great real-estate investing app
Doubt fire
As a new real estate investor, this app is my number one go-to resource for quickly comparing and evaluating the properties I'm looking at. Great interface, and easy to use.
This App Rocks
KrispyLovesRealEstate
I'm a Real Estate Sales Professional in Ontario- this app covers it all! Land transfer tax calculations, mortgage insurance calculations, etc. They thought of everything when they developed this app!
Indispensable
Livingonthegoon
I'm able to quote clients accurate numbers on mortgages including CMHC fees in seconds.
Best Mortgage App
HincheyHomes
I love this app. Makes me look professional in front of my clients. Quick and easy enough anyone can use it.

Quick, easy and accurate
Simply Powerful

Download CMA

How to get the app

Since you are not on your phone (for once), you have a few options for downloading Canada's #1 Mortgage app.

Text yourself a link

And don't worry, we don't store numbers to call and say heyyyy

or Scan this QR code

OR check us out on the App Store or Google Play