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Plan Better. Afford More.

Our app helps you plan smarter when making the biggest investment of your life.

Trusted by over 400,000+ Canadians

The Canadian Mortgage App (CMA) is featured by Apple as the #1 personal finance app in Canada and received over 5,788 ratings on the AppStore and Google play.

Planning to buy a home?

 

This app has it all

We know that home ownership requires more than just a mortgage so we have included lots of features for you to make an educated decision.

The Canadian Mortgage App demystifies all the hidden costs right from the palm of your hand and also gives you most reent rates and rebates

Oh, did we mention it's free?

Our development is supported by offering a PRO version to Realtors and Mortgage Professionals.

Are you prepared for the last minutes expenses?

Fees associated with purchasing a home can really add up and many home buyers underestimate the exact amount required. Use the closing cost screen to determine the cost associated with:

  • * Land transfer tax
  • * Home inspection costs
  • * Moving Costs
  • * PST on CMHC
  • * Appraisals
  • * Legal fees
  • * Final adjustments

What is the maximum loan you can borrow?

The amount of the loan you are qualified is determined by many factors such as:

  • * Credit history
  • * Value of property
  • * Income

Use our affordability estimator to determine how much you can borrow using industry standard debt services ratios (GDS/TDS)

How long will it take you to pay off your loan?

We all want to know how long before we pay off our loans. From the amortization screen, you can see the impact of various payment frequencies can have on your amortization period as well as find out how extra payments can change the term of your loan.

Are you constantly searching for the best rates?

Finding the perfect mortgage product for your situation can be a stressful and tedious task and even worse, there are thousands of rate sites out there promising lowest rates.

The rate screen on the Canadian mortgage app is a bit different, it lets you search and filter from thousands of competitive rates by specifying your situation. Plus you can get push notification when they change :)

What's the land transfer tax in your municipality?

Land transfer tax is based on the value of your property and paid on the closing date. Some provinces or municipalities have their own formula for calculating these fees.

Use the land transfer tax screen to determine the fee that applies to you in your province

Buying your first home or a new home?

Some provinces offer up to $8,000 rebate to first-time home buyers or a partial exemption on newly build home.

We keep a close eye on the available rebates and include them on the app. Use the first time buyer switch to instantly calculate your rebate.

Get the #1 mortgage app in Canada for FREE

PRO for Realtors & Mortgage Brokers

Offer more value and generate new business

CMA PRO is the Canadian Mortgage App for Professionals. A fully branded mobile app that you can share with clients, market on social media and build a powerful referral network using our co-branding technology.

PRO starts at $19.99/mo and you can try it for free for 30 days. No contract, cancel anytime.

You are in good company

"We have had our mortgage app for over 3 years now and are still impressed. Our clients love having up to date rates and the convenience of being able to calculate up to date payments while out shopping" - Collin Bruce

Save time

Offer your clients your digital business card equipped with powerful features. Realtors can generate beautiful summary reports in PDF and as a Mortgage professional, you can customize rates and receive applications.

Highly rated

CMA is continuously being improved and always up to date with the latest rules and regulations.

Professionals who are subscribed to PRO can enjoy advertisement on the Canadian Mortgage App to over 3,000 daily home buyers.

Professionals from 500+ companies already got it



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